top of page

Term Life Products

Americo

 HMS CBO (Home Mortgage Series Cash Back Option)

​

Term: 15 Years:

  • 20-55 Years of Age Applicable

  • Face Amount: ?

  • Includes - 50% of the face amount - accidental death

  • Includes - Living Benefits

    • Chronic - Critical - Terminal illness 

  • Access up 100% of face amount for bills

 

Term 20 Years:

  • 20-60 Years of Age Applicable

  • Face Amount: $25,000-$400,000

  • Includes - 50% of the face amount - accidental death

  • Includes - Living Benefits

    • Chronic - Critical - Terminal illness 

  • Access up 100% of face amount for bills

​

Term 25 Years:

  • 20-55 Years of Age Applicable

  • Face Amount: ?

  • Includes - 50% of the face amount - accidental death

  • Includes - Living Benefits

    • Chronic - Critical - Terminal illness 

  • Access up 100% of face amount for bills

​

Term 30 Years:

  • 20-55 Years of Age Applicable

  • Face Amount: ?

  • Includes - 50% of the face amount - accidental death

  • Includes - Living Benefits

    • Chronic - Critical - Terminal illness 

  • Access up 100% of face amount for bills

​

CBO = Return of Premium 

            Example : 25 yr term - $100 / mo - $100,000 

            $100 x 12 months = $1,200 Annual Premium

            $1,200 x 25yrs = $30,000 Tax free return of premium paid

HMS 125

​

Term 15 Years:

  • 20-75 Years of Age Applicable

  • Face Amount: $25,000 - $400,000 

  • No Cash Back Option

  • Includes 25% accidental rider

  • Living benefits 

 

 

Term 20 Years:

  • 20-70 Years of Age Applicable

  • Face Amount: $25,000 - $400,000 

  • No Cash Back Option

  • Includes 25% accidental rider

  • Living benefits 

 

 

Term 25 Years:

  • 20-65 Years of Age Applicable

  • Face Amount: $25,000 - $400,000 

  • No Cash Back Option

  • Includes 25% accidental rider

  • Living benefits 

 

 

Term 30 Years:

  • 20-65 Years of Age Applicable

  • Face Amount: $25,000 - $400,000 

  • No Cash Back Option

  • Includes 25% accidental rider

  • Living benefits 

Mutual of Omaha

Term Life Express

 

Term 10 Years:

  • 18-70 Years of Age Applicable

  • Face Amounts: $25,000-$300,000

    • 18-50 Years of Age = Face Amount: $25,000-$300,000

    • 51-60 Years of Age = Face Amount: $25,000-$250,000

    • 61-70 Years of Age = Face Amount: $25,000-$150,000

  • Accidental Rider if Selected

  • Cash Back OR Living Benefits

​

Term 15 Years:

  • 18-70 Years of Age Applicable

  • Face Amounts: $25,000-$300,000

    • 18-50 Years of Age = Face Amount: $25,000-$300,000

    • 51-60 Years of Age = Face Amount: $25,000-$250,000

    • 61-70 Years of Age = Face Amount: $25,000-$150,000

  • Accidental Rider if Selected

  • Cash Back OR Living Benefits

Term 20 Years:

  • 18-60 Years of Age Applicable

  • Face Amounts: $25,000-$300,000

    • 18-50 Years of Age = Face Amount: $25,000-$300,000

    • 51-60 Years of Age = Face Amount: $25,000-$250,000

  • Accidental Rider if Selected

  • Cash Back OR Living Benefits

​

Term 30 Years:

  • 18-50 Years of Age Applicable

  • Face Amount: $25,000-$300,000

  • Accidental Rider if Selected

  • Cash Back ONLY (Return of Premium)

American Amicable

Home Protector

 

Term 15 Years:

  • 20-65 Years of Age Applicable

  • Face Amount: $25,000-$300,000

  • Cash back option - 75% of premium refunded

  • Accidental rider if selected

​

Term 20 Years:

  • 20-60 Years of Age Applicable

  • Face Amount: $25,000-$300,000

  • Cash back option - 75% of premium refunded

  • Accidental rider if selected

Term 25 Years:

  • 20-55 Years of Age Applicable

  • Face Amount: $25,000-$300,000

  • Cash back option - 75% of premium refunded

  • Accidental rider if selected

​

Term 30 Years:

  • 20-50 Years of Age Applicable

  • Face Amount: $25,000-$300,000

  • Cash back option - 75% of premium refunded

  • Accidental rider if selected

John Hancock

Vitality Program  

​

Term 10 Year:

  • 20-60 Years of Age Applicable

  • Face Amount: $25,000 - $500,000

  • Level Term

  • Return of premium rider (optional) - will only receive 75% of premium put in

​

Term 15 Year:

  • 20-60 Years of Age Applicable

  • Face Amount: $25,000 - $500,000

  • Level Term

  • Return of premium rider (optional) - will only receive 75% of premium put in

​

Term 20 Year:

  • 20-55 Years of Age Applicable

  • Face Amount: $25,000 - $500,000

  • Level Term

  • Return of premium rider (optional) - will only receive 75% of premium put in

Term 25 Year:

  • 20-50 Years of Age Applicable

  • Face Amount: $25,000 - $500,000

  • Level Term

  • Return of premium rider (optional) - will only receive 75% of premium put in

​

Term 30 Year:

  • 20-45 Years of Age Applicable

  • Face Amount: $25,000 - $500,000

  • Level Term

  • Return of premium rider (optional) - will only receive 75% of premium put in

  • Facebook
  • Instagram
Copyright © 2021 Family First Life Compassion Agency - All Rights Reserved.
bottom of page