Whole Life Products
Americo
Eagle Premier - (Whole Life)
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Ages 50-85 applicable
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Face Amount: $2,000 - $30,000
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Level premium, level benefits
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Accelerated Benefit Included- chronic & terminal illness
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E-App ONLY
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Accidental Death Benefit Included (no additional cost) - double indemnity & triple indemnity (for death in a common carrier)
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Eagle Premier Agent Guide
Example : $10,000 face amount, $30,000 death benefit
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Common carrier - triple indemnity - death occurs while a fare paying passenger (plane, bus, taxi, uber)
Example : $10,000 face amount, $20,000 death benefit
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Accidental death- double indemnity- death occurs in car accident or other accident type
Mutual of Omaha
Living Promise Level - Whole Life - Immediate Coverage
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Ages 45-85 applicable
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Face Amount: $2,000 - $40,000
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Level Premium, Level Benefits
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Accidental - double indemnity (optional, additional cost)
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Living Promise Graded - Whole Life - 2 Year Waiting
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Ages 45-80 applicable
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Face Amount: $2,000 - $20,000
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2 Year waiting period for full death benefit
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If death occurs within first 2 years a refund of all premium paid into policy + 10% interest
Living Promise Agent Guide
American Amicable
AmAm Senior Choice Agent Guide
Senior Choice Whole Life
Immediate Benefit
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50-80 Years of Age Applicable
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Face Amount: $2,500 - $35,000
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Level Premium, Level Benefits
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Day one coverage
Graded Benefit
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50-80 Years of Age Applicable
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Face Amount: $2,500 - $20,000
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Level Premium
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If death in first year - 30% of face amount payable
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If death in second year - 70% of face amount payable
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Death occurs after 3rd year - full amount payable
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ROP Plan (Return of Premium)
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Applicable if below 65 years of age
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Face Amount: $2,500 - $20,000
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Level Premium
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3 year waiting period - If death occurs in first 3 years - full refund of premium + 10% on premium / After 3 years - full benefit payable
Over 65 Years of Age:
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2 year waiting period - if death occurs in first 2 years - full refund of premium + 10% on premium
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After 2 years - full benefit payable
Prosperity Life
Prosperity - New Vista
Immediate Plan
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50-80 Years of Age Applicable
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Face Amount: $1,500-$35,000
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Level Premium, Level Benefits
Graded Plan
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50-80 Years of Age Applicable
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Face Amount: $1,500-$35,000
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Level Premium
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If death occurs in the first year : 30% of the face amount will be paid out
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If death occurs in second year : 70% of the face amount will be paid out
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After the third year : 100% will be paid out
Modified
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50-85 Years of Age Applicable
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Face Amount: $1,500-$35,000
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Level Premium
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If death occurs in first year : 110% of the premium will be refunded
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If death occurs in second year : 231% of the premium will be refunded
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After the 2nd year : The full face amount will be paid out
Prosperity Life NewVista
AIG
Guaranteed Issued Whole Life
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50-85 Years of Age Applicable
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Face Amount: $5,000 - $25,000
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Level Premium
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2 year waiting period - if death occurs in first 2 yrs full refund of premium + 10% interest
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After 2 years - full benefit payable
AIG GIWL